98 Mill Pond Drive

 
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,553
Acreage: 0.56

Community: Bear Lake Reserve in Tuckasegee

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,553
Acreage: 0.56

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Come experience life in the WNC mountains that offers a one-of-a-kind destination experience, known as Bear Lake Reserve. Its a 2100 Acres Gated Mountain Lake Resort, it's like being in your own National Park. Enjoy the cozy 3/2 split bedroom open floor plan with stone fireplace, hardwoods, solid surface countertops and outdoor screened deck with stone fireplace to enjoy nature and the sounds of the bold creeks near by. Mill Pond Fishing Pavillion with stocked trout ponds and the Performance Lawn/Amphitheatre is just out your front door along with hiking trails near by. Can you see yourself laying out at a pool, lakeside? The amenities overlooks Bear Creek Lake, relax in one of two hot tubs or saunas, swim at the beach or sit out on the extensive balcony of the clubhouse taking in the views of Bear Creek Lake while enjoying your favorite beverage or chef prepared meal, all available for your relaxation! You don't want to miss the concerts or one of the most incredible fireworks displays in the country on the 4th of July, just a few steps away from your cottage, in fact you can sit on your back deck and watch. Bear Lake is calling your name! Answer it!

Listed by Sundog Realty, Inc.
Attribution: [email protected]
Original Listing Price: 539,900
MLS #: ‍4367115
Listing Status: Active
Days on Market: 36
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-05-15 at 6:00PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Sylva, follow HWY 107 S. 19 miles to Shook Cove Road just acroos bridge on your left, turn left and follow to the end and bare right into Bear Lake Reserve entrance. Follow to Greeter's Cottage to check in, once through gate, follow to Mill Pond Drive and turn right, 2nd cottage on the right, 98 Mill Pond Drive.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Year Built: 2005
Association Fee: 1267.4
Style: Cottage
Garage/Carport: Driveway
Basement/Foundation: Crawl Space
Water: Community Well
Floors: Carpet,Tile,Wood
Sewer: Septic Installed
Subdivision: Bear Lake Reserve
Lot Description: Cleared,Level,Paved
Roof: Architectural Shingle
Heating/Cooling: Central,Heat Pump,Propane
Cooling: Central Air,Electric,Heat Pump
Interior Features: Breakfast Bar,Entrance Foyer,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s)
Community Features: Clubhouse,Fitness Center,Game Court,Gated,Golf,Hot Tub,Lake Access,Outdoor Pool,Pickleball,Picnic Area,Pond,Putting Green,Recreation Area,Sauna,Street Lights,Tennis Court(s),Walking Trails

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Smoky Mountain
  • Middle School: Cullowhee Valley
  • Elementary School: Cullowhee Valley
All Filters
Filter By Price
No Min
To
No Max