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636 Roy Edwards Lane

 
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Bed: 4
Bath: 2
1/2 Bath: 1
Sq. Ft.: 2,282
Acreage: 2.00

$398,000

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Community: Mars Hill in Madison County

Bed: 4
Bath: 2
1/2 Bath: 1
Sq. Ft.: 2,282
Acreage: 2.00
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This property features a three- bedroom main house with a detached garage, storage building, and separate one bedroom full apartment perfect for VRBO or mother and law sweet. Situated on a spacious 2-acre lot suitable for sub-dividing and building if desired. It offers beautiful mountain views and is conveniently located near I-26 for easy access.

Listed by Nexus Realty LLC
Attribution: 828-585-2188
Original Listing Price: 405,000
MLS #: ‍4241567
Listing Status: Active
Days on Market: 37
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2025-05-09 at 11:00AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Property Features

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Water: City
Year Built: 1987
Subdivision: None
Roof: Composition
Cooling: Window Unit(s)
Garage/Carport: Detached Garage
Basement/Foundation: Crawl Space,Slab
Sewer: Septic Installed
Heating/Cooling: Ductless,Electric

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Purchase Price:
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Down Payment:
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Interest Rate:
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Amortization Period:
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Results:
Monthly payment including interest:
$2,016.61
Estimated Monthly Payment:
$2,016.61
Annual Salary:
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Other Annual Income
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Annual Property Tax:
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Annual Home Insurance:
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Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
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Monthly Payment Cap (RATE B):
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The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
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Total Monthly Payment:
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Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
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Mortgage Insurance Premium (generally between $1000 and $5000 per year):
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By making a down payment of $15,000.00 and paying $1,500.00 per month, you will able to afford a home that costs $220,780.58 . You will need to qualify for a loan of $205,780.58.

Summary of Your Monthly Payment
Principal and Interest:
$1,136.70
Taxes and Insurance:
$279.97
Mortgage Insurance:
$83.33
Calculators brought to you by: 
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Schools

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  • High School: Madison
  • Middle School: Madison
  • Elementary School: Madison
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