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549 Moonlight Trail

 
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Bed: 1
Bath: 1
1/2 Bath: 0
Sq. Ft.: 1,102
Acreage: 4.58

$278,900

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Community: Bryson City in Swain County

Bed: 1
Bath: 1
1/2 Bath: 0
Sq. Ft.: 1,102
Acreage: 4.58
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Nestled between Franklin, NC, and Bryson City, NC, this inviting 1-bedroom, 1-bath home with a spacious loft offers the perfect blend of comfort, privacy, and adventure. Set on a secluded 4.58-acre lot, this cozy mountain gem is ideal for those looking to escape to the beauty of the North Carolina mountains, whether you're seeking a peaceful getaway or an income-generating short-term rental. Recent updates include a new roof, new hot water heater, new gutters, and fresh exterior paint, ensuring that this home is as reliable as it is charming. The property features a private well with a water holding tank and a septic system for self-sufficiency and convenience. Plus, the home comes partially furnished, so you can start enjoying your new retreat right away. Enjoy the tranquility and privacy of this beautiful setting, with easy access to the nearby Nantahala Outdoor Center, shops, hiking trails.

Listed by Berkshire Hathaway HomeServices Great Smokys Rlty
Attribution: anette@4smokys.com
Original Listing Price: 315,000
MLS #: ‍4241267
Listing Status: Active
Days on Market: 39
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2025-05-09 at 6:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Map

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Directions: Hwy 74 west to Hwy 28. Left onto Brush Creek. Turn right over bridge and continue to Moonlight Trail. Turn left onto Moonlight and follow up gravel road till you see a brown "well" where you will turn left. Follow up and take the 2nd left at the 549 sign to property.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

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Property Features

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Association Fee: 650
Water: Well
Year Built: 2019
Roof: Metal
Garage/Carport: Driveway
Heating/Cooling: Heat Pump
Cooling: Heat Pump
Basement/Foundation: Crawl Space
Subdivision: Mountainview
Sewer: Septic Installed
Style: Cabin,Contemporary
Lot Description: Hilly,Private,Sloped,Wooded,Views

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Purchase Price:
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Interest Rate:
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Amortization Period:
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Results:
Monthly payment including interest:
$1,413.15
Estimated Monthly Payment:
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Annual Salary:
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Combined Annual Gross Income:
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PITI using 36% RATE A:
PITI using 28% RATE B:
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The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
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The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
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Mortgage Insurance Premium (generally between $1000 and $5000 per year):
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By making a down payment of $15,000.00 and paying $1,500.00 per month, you will able to afford a home that costs $220,780.58 . You will need to qualify for a loan of $205,780.58.

Summary of Your Monthly Payment
Principal and Interest:
$1,136.70
Taxes and Insurance:
$279.97
Mortgage Insurance:
$83.33
Calculators brought to you by: 
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  • Middle School: Unspecified
  • Elementary School: Unspecified
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