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322 Cliff Buchanan Road

 
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Bed: 3
Bath: 1
1/2 Bath: 0
Sq. Ft.: 1,147
Acreage: 0.71

$199,999

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Community: Spruce Pine in Mitchell County

Bed: 3
Bath: 1
1/2 Bath: 0
Sq. Ft.: 1,147
Acreage: 0.71
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Charming 1970 ranch home with carport! Great location near town of Spruce pine and close to all schools and parks with easy access. This home offer 3 bedrooms 1 bath with updated kitchen and stainless steel appliances. Home still needs some updates, but great for new buyer to come in and make their own. This home did receive some minor damage from hurricane Helene and the seller is offering 5,000 towards repairs. (tree fell on corner of home leaving some roof damage with no leaks) Seller is not here to work on repairs, so will offer the estimate he received to new owner. This is a great opportunity to own a great home near town at a great price.

Listed by Mountain Adventure Realty
Attribution: CindyCasper@gmail.com
Original Listing Price: 219,000
MLS #: ‍4214816
Listing Status: Under Contract
Days on Market: 112
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2025-05-10 at 4:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Directions: Spruce pine take 19E toward burnsville follow to old 19e just before fenland rd make a right on old 19e and then a immediate right on cliff buchanan follow up to home on left.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

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Property Features

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Water: Well
Year Built: 1970
Subdivision: none
Style: Ranch
Roof: Shingle
Heating/Cooling: Propane
Sewer: Septic Installed
Cooling: Ceiling Fan(s),None
Basement/Foundation: Basement,Crawl Space
Garage/Carport: Attached Carport,Driveway

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Purchase Price:
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Amortization Period:
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Results:
Monthly payment including interest:
$1,013.37
Estimated Monthly Payment:
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Annual Salary:
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The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
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The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
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By making a down payment of $15,000.00 and paying $1,500.00 per month, you will able to afford a home that costs $220,780.58 . You will need to qualify for a loan of $205,780.58.

Summary of Your Monthly Payment
Principal and Interest:
$1,136.70
Taxes and Insurance:
$279.97
Mortgage Insurance:
$83.33
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Schools

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  • High School: Mitchell
  • Middle School: Mitchell
  • Elementary School: Greenlee Primary
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