221 Summerfield Lane

 
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 1
Bath: 1
1/2 Bath: 0
Sq. Ft.: 367
Acreage: 5.98

Community: Rutherfordton in Rutherford County

Bed: 1
Bath: 1
1/2 Bath: 0
Sq. Ft.: 367
Acreage: 5.98

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Beautiful scenic getaway on +/-6 acres in Rutherfordton! This "cabin" (RV Park Model) offers winter mountain views, water features, and residual income with expansion potential—ideal for investors or those seeking a private retreat. Enjoy trails throughout the wooded acreage, relax by the pond with WNC wildlife, or unwind in the hot tub under the stars. Use as a personal escape or as an established short-term rental with proven income history. Zoned for 3BR septic, there’s room to grow with additional units or build your dream setup. Located minutes from downtown Rutherfordton, Lake Lure, and Tryon Equestrian Center with easy access to Hwy 74, Asheville, and Charlotte. Feel worlds away yet close to it all. Active vacation rental—showings subject to bookings. Contact listing agent for lender resources and to schedule a tour. Properties offering privacy, income, and location like this are rare—don’t miss 221 Summerfield Lane!

Listed by Century 21 Mountain Lifestyles/S. Hend
Attribution: [email protected]
Original Listing Price: 415,000
MLS #: ‍4280762
Listing Status: Coming Soon
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2025-07-18 at 2:15AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2025. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: *Under 15 minutes from Lake Lure Ingles - From Hwy 64/US 74 Alt turn onto Rock Springs Church Rd. About 1.75 miles and Summerfield Lane on Left. From Hwy 108 turn onto Big Level Rd. Take Big Level Rd until Right on Rock Springs Rd. Shortly after passing Rock Springs Church, look for Summerfield Lane on the Right. Drive down Summerfield Ln and see Pond to the right, then the home is on the left if following the incline of Summerfield Lane.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 2021
Subdivision: None
Roof: Metal
Heating/Cooling: Ductless
Cooling: Ductless
Exterior Features: Fire Pit
Sewer: Septic Installed
Basement/Foundation: Other - See Remarks
Garage/Carport: Circular Driveway,Driveway
Lot Description: Hilly,Pond(s),Private,Sloped,Wooded,Views,Waterfront,Other - See Remarks

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: R-S Central
  • Middle School: R-S Middle
  • Elementary School: Pinnacle
All Filters
Filter By Price
No Min
To
No Max