163 Virginia Road

 
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 5
Bath: 3
1/2 Bath: 1
Sq. Ft.: 2,364
Acreage: 0.19

Community: Montreat in Buncombe County

Bed: 5
Bath: 3
1/2 Bath: 1
Sq. Ft.: 2,364
Acreage: 0.19

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Montreat living with rare opportunity for renovation and restoration. Located at 163 Virginia Ave, this spacious 4-bedroom, 3.5-bath home offers 2364 square feet of living space in one of Western North Carolina’s most coveted mountain towns. In addition, there is an studio apartment above the garage. Built in 1990, the home has not been lived in full-time for several years and is ready for thoughtful updates and remodeling. The kitchen currently has no appliances, providing a blank slate for a buyer ready to design a space that fits their vision. With generous room sizes, multiple bedrooms and baths, and a flexible floor plan, and tons of storage, this property offers excellent potential for a primary residence, second home, or retreat property. Set in the heart of Montreat—known for its walkability, natural beauty, trails, and strong sense of community—this home presents a rare chance to create something special in a location where opportunities are limited. Offered at $795,000.

Listed by Real Broker, LLC
Attribution: [email protected]
Original Listing Price: 795,000
MLS #: ‍4341431
Listing Status: Pending
Days on Market: 13
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-02-21 at 3:30AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: Drive into Montreat through the stone gate. Take Assembly Drive and turn left on Louisiana. Then turn left on Virginia. House is on the right.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Year Built: 1990
Subdivision: None
Lot Description: Wooded
Style: Traditional
Basement/Foundation: Crawl Space
Sewer: Public Sewer
Water: Community Well
Floors: Carpet,Laminate,Wood
Roof: Architectural Shingle
Garage/Carport: Driveway,Attached Garage
Heating/Cooling: Baseboard,Central,Propane
Cooling: Central Air,Electric,Zoned
Interior Features: Attic Walk In,Kitchen Island,Storage,Walk-In Closet(s)

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max