130 Settlement Ridge Drive

 
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bath: 0
1/2 Bath: 0
Sq. Ft.: 399
Acreage: 3.15

Community: Marion in McDowell County

Bath: 0
1/2 Bath: 0
Sq. Ft.: 399
Acreage: 3.15

Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare off the grid retreat/ artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin is currently off grid, allowing for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room, kitchen with refrigerator, portable microwave/convection oven all with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains . Bath area with Dry Flush toilet ,antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!

Listed by Engel & Volkers Foothills Lake James
Attribution: [email protected]
Original Listing Price: 490,000
MLS #: ‍4388960
Listing Status: Active
Days on Market: 17
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-06-22 at 2:00PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From the entrance into Black Forest follow Black Forest Dr to right onto Settlement Ridge Dr. Home on right . See #130 on mailbox

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Floors: Wood
Water: None
Sewer: None
Year Built: 2017
Association Fee: 6550
Style: Cabin
Garage/Carport: Driveway
Subdivision: Black Forest
Interior Features: Open Floorplan
Roof: Composition,Metal
Heating/Cooling: Ductless,Electric
Basement/Foundation: Other - See Remarks
Lot Description: Private,Rolling Slope,Wooded,Views
Cooling: Ceiling Fan(s),Ductless,Window Unit(s)
Community Features: Clubhouse,Gated,Helipad,Lake Access,Picnic Area,Recreation Area,Walking Trails

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: McDowell
  • Middle School: West McDowell
  • Elementary School: North Cove
All Filters
Filter By Price
No Min
To
No Max