12 White Oak Trail

 
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 2
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,824
Acreage: 0.88

Community: Black Mountain in Buncombe County

Bed: 2
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,824
Acreage: 0.88

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Experience secluded mountain living combined with the tranquility of rare water views from the 22,000 acre protected watershed next door. Nestled in the Blue Ridge mountains of NC, this home is perfect for a private retreat or Airbnb. Black Mountain is known for its vibrant downtown, beautiful scenery and outdoor recreation options, making it a popular destination for tourists and a welcoming community for residents. This property offers the ideal combination of quiet and natural beauty while convenient to nearby attractions and amenities. The large deck provides ample space for outdoor entertaining while the wooded location ensures privacy and a peaceful escape. This home, with a new 2022 HVAC system is designed to maximize usage with bedrooms on opposite wings of the house. Additionally, the basement area could be used as another bedroom or play area. Perfect for an Airbnb, the furniture and kitchen items can be negotiated with an acceptable offer.

Listed by Swannanoa Realty
Attribution: [email protected]
Original Listing Price: 549,000
MLS #: ‍4287662
Listing Status: Active
Days on Market: 31
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2025-09-08 at 2:00AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2025. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: 40 E to Black Mountain exit 64. Left off of ramp onto NC-9 toward Black Mountain. 1/2 mile to center of town and continue on Montreat rd for .6 miles. Turn Left onto North Fork Road. 1.4 miles to Right on North Fork RIGHT Fork then 1.7 Miles to Right on White Oak Trail. Take 2nd driveway on the Left. Sign will have 3 house numbers. 12 is in the middle. House is on the left.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 1979
Subdivision: None
Community Features: None
Garage/Carport: Driveway
Heating/Cooling: Heat Pump
Roof: Composition,Wood
Sewer: Septic Installed
Floors: Parquet,Tile,Vinyl
Basement/Foundation: Basement,Permanent,Slab
Interior Features: Split Bedroom,Walk-In Pantry
Cooling: Ceiling Fan(s),Central Air,Heat Pump
Lot Description: Adjoins Forest,Cul-De-Sac,Green Area,Hilly,Private,Sloped,Wooded,Views

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Charles D Owen
  • Middle School: Charles D Owen
  • Elementary School: Black Mountain
All Filters
Filter By Price
No Min
To
No Max