12 Bear Cove Lane

 
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 2
Bath: 1
1/2 Bath: 0
Sq. Ft.: 960
Acreage: 1.44

Community: Bryson City in Swain County

Bed: 2
Bath: 1
1/2 Bath: 0
Sq. Ft.: 960
Acreage: 1.44

Experience the serenity of true mountain living in this tranquil creekside retreat, where the gentle sound of flowing water creates a peaceful backdrop for everyday life. From the moment you arrive, the home invites you to slow down, breathe deeply, and enjoy the natural beauty that surrounds you. An expansive screened front deck welcomes you with soaring skylights that bathe the space in soft, natural light, offering an ideal setting for morning coffee, afternoon reading, or evenings spent listening to the creek and watching the woods settle into dusk. Inside, the open floor plan enhances the home’s warm, inviting atmosphere. Light natural-finish vinyl plank flooring flows throughout the main living areas, creating a seamless connection between spaces. The living room is anchored by a striking stone hearth and wood-burning stove, offering the rustic charm of a mountain lodge paired with the comfort of modern living. A large picture window and sliding glass door frame views of the surrounding trees and the wraparound deck, allowing the outdoors to become an integral part of the home’s ambiance. The kitchen blends rustic character with contemporary contrast, featuring generous counter space, natural wood cabinetry, and rich, darker countertops that add depth and warmth. Whether preparing meals for guests or enjoying a quiet evening at home, the kitchen’s thoughtful layout and abundant storage make it both functional and inviting. The spacious dining area, illuminated by a chandelier, provides the perfect setting for gatherings and shared meals. The primary suite offers a peaceful retreat with dual closets and an ensuite bath featuring tile flooring and a tub/shower with glass doors. A flexible second bedroom or den provides space for guests, a home office, or creative pursuits, enhanced by a ceiling fan and natural light. Just off the carport, a dedicated laundry room adds convenience and practicality without interrupting the home’s serene interior aesthetic. Outdoor living is elevated with multiple destinations designed for relaxation and connection with nature. Directly across the street, an elevated fire-pit area offers views of the creek and a perfect spot for stargazing or unwinding at the end of the day. A secondary deck beside the screened porch includes a hot tub, believed to be functional, offering the potential for a private spa-like experience. Practical updates provide peace of mind, including a new septic system installed in 2021 and a new HVAC system added in 2023. The shared spring received significant upgrades and repairs last year, and the assessment has already been paid. Private roads include maintenance per community bylaws, ensuring ease of access throughout the year. Located just minutes from Bryson City and local schools, this home offers both convenience and seclusion. It also operated as a successful short-term rental as recently as 2024, providing excellent potential for buyers seeking a personal retreat with income-producing capability. This property is now offered as a Short Sale. All offers are subject to lender approval. Sold As-Is.

Presented by:
Cate Campbell at Keller Williams Great Smokies
Listed by:
Keller Williams Great Smokies

Attribution: [email protected]
Original Listing Price: 255,000
MLS #: ‍4337192
Listing Status: Under Contract
Days on Market: 206
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-08-11 at 11:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Bryson City, take US 19 S/Hwy 19 W to US 19 S/Alarka Rd, turn left; turn left onto Bear Cove Rd., turn left to Bear Cove Circle, turn right onto Bear Cove Lane, home is on the right (Sign on property)

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Association Fee: 500
Year Built: 1973
Floors: Vinyl
Water: Spring
Subdivision: Bear Cove
Basement/Foundation: Crawl Space
Roof: Composition
Garage/Carport: Attached Carport
Sewer: Septic Installed
Heating/Cooling: Central,Electric,Heat Pump
Interior Features: Breakfast Bar,Open Floorplan
Exterior Features: Above Ground Hot Tub / Spa,Fire Pit
Lot Description: Corner Lot,Creek Front,Creek/Stream
Cooling: Ceiling Fan(s),Central Air,Electric,Heat Pump

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max